APIs to Build Your Business
Start Building with Nupay’s Easy-to-Integrate APIs for onboarding, payments and lending !
Onboard
APIs to Onboard Your Customers and Vendors
- Verify PAN, GST, Aadhaar and bank accounts real time
- Create digital user journeys by embedding KYC for verifying users, eSign documents and pre-filled onboarding data
Use cases – Pre-filled physical NACH and digital lending sourcing, beneficiary bank account validation for disbursements and payouts, vendor/suppliers onboarding, marketplace buyer and sellers onboarding and customer/borrowers verification
UPI
Pay to any UPI ID eliminating the need of bank account details
- Send UPI collect requests to customers or register for UPI AutoPay for direct debits
- Create links to collect money directly into Virtual Accounts
Use cases – B2B payment collections, consumer payments, QR code-based payments and collections for invoices raised, micro-payments, EMI collections for micro-finance institutions, collections for insurance premiums, investments and SIP
Collect
Create Virtual Accounts and Wallets for collecting payments
- Automate your reconciliation and maintain ledgers
- Accept RTGS, NEFT, IMPS and UPI payments from buyers
Use Cases – Buyer and seller payments, instant settlements, agent-based collections, invoice-based collections and real-time payee identification
Payouts
RTGS, NEFT, IMPS and UPI Payouts to Any Bank
- Connect and transact from your existing bank accounts
- Bulk uploads and approval based single payouts
Use Cases – Vendor and expense payouts to beneficiaries, tax payments for enterprises, Bulk payouts and refunds for marketplaces and aggregators, agent commissions and incentive payments
BBPS
Onboard as Biller on Bharat Bill Pay System and Start Accepting Payments
- Collect payments by listing on all payment apps, bank portals and offline merchants
- Zero integration effort – Get started by uploading data
Use Cases – EMI collections for NBFCs, utilities and education fees, recurring payments and subscriptions
Loans
Get Access to Loan Products from Leading Banks and NBFCs
- Embed loan products in your app and web portal for your customers
- Earn revenue by monetising your customer base and distribution network
Use Cases – Neo banks, lending and insurance aggregators, agent networks, offline retail networks and online marketplaces
